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Vehicle Loans
Auto
Loans Made Simple
 Buying
a new or used car can be a very stressful experience.
Researching prices with several dealers and negotiating a fair price for your
vehicle can take a lot of the fun out of the car buying process. Luckily, your
financing doesn’t have to be so complicated.
As a member of Chesterfield Federal Credit Union,
you are eligible for hassle-free financing with great rates on new and used
vehicles. In fact, the financing process with us may be the easiest part of the
buying process. The credit union difference doesn’t just stop at great rates.
At Chesterfield Federal Credit Union we pride ourselves on personal service from
people who care about your needs. We
are always available to answer any
questions or concerns you have about your loan.
Convenient
Payment Options
 What
good is a great rate on a loan if you can’t pay it back with ease?
Chesterfield Federal Credit Union offers many payment options, with terms
up to 84 months*.
Repay with a traditional coupon book through the mail or in the branch,
transfer funds manually using Net24 Home Banking, Mobile24 Mobile Banking or
Dial24 Telephone Banking, or set up an automatic
transfer from your credit union
account. If your employer offers it, you can even pay through the ease of
payroll deduction. The best part is, there are no pre-payment
penalties, so you can pay off your loan whenever
you want.
Hybrid/40 Vehicle Rate Reductions
 Gas
prices are high. How does your gas mileage compare? Now is the time to
trade in your gas guzzler for a fuel efficient hybrid vehicle. And when you
purchase a hybrid vehicle and finance with Chesterfield Federal Credit Union,
you can save even more! Hybrid vehicles or vehicles with over 40mpg that
are financed with us will earn an
additional .50% rate discount off of our already great rates!
The
Credit Union Difference
The best part about financing your vehicle
purchase with Chesterfield Federal Credit
Union is that you will be supporting a business that you own.
As a member, you have one share of ownership in the credit union.
When the credit union makes a profit, we are able to return those profits
to our members in the form of new products and services, lower loan rates and
higher deposit dividends.
Boat, Motorcycle, & RV Loans
 In
addition to your auto loan, Chesterfield Federal Credit Union can finance your
boat, motorcycle or RV at great rates, with the same great service that you
expect from your credit union. The same payment options and optional
insurances apply to these loans as well!
TERMS & CONDITIONS
1 Annual Percentage Rate. Lowest APR
available with qualifying credit, down payment and loan term. Additional
rate reductions may be available, up to a maximum of 1.00%, with a floor
of 2.40%.
60 month financing available for loans greater than $10,000
72 month financing available for loans greater than $20,000
84 month financing available for oans greater than $35,000
* As an example, the monthly
payment on a loan with 5.25%APR and a
60 month term would be about $19.00 per $1000 financed.
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AVAILABLE RATE
REDUCTIONS |
| MyTime
Advantage Club Membership |
.25% |
| Member
Loyalty# |
.25% |
| Hybrid/40
Vehicle Purchase |
.50% |
| 80% LTV/ Down
Payment |
.25% |
# Member loyalty rate
reduction offers a .25% rate reduction for members with a current loan
with Chesterfield Federal Credit Union or a previous loan that was paid of
within the past two years.
Maximum rate reduction is 1.00%, not including LTV rate reductions for
<2000 vehicles, MC or boats.
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