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Vehicle Loans

Auto Loans Made Simple
Buying a new or used car can be a very stressful  experience. Researching prices with several dealers and negotiating a fair price for your vehicle can take a lot of the fun out of the car buying process. Luckily, your  financing doesn’t have to be so complicated. As a member of Chesterfield Federal Credit Union, you are eligible for hassle-free financing with great rates on new and used vehicles. In fact, the financing process with us may be the easiest part of the buying process. The credit union difference doesn’t just stop at great rates. At Chesterfield Federal Credit Union we pride ourselves on personal service from people who care about your needs.  We are  always available to answer any questions or concerns you have about your loan.

Convenient Payment Options
What good is a great rate on a loan if you can’t pay it back with ease?  Chesterfield Federal Credit Union offers many payment options, with terms up to 84 months^*.  Repay with a traditional coupon book through the mail or in the branch, transfer funds manually using our online banking service or TellerLine phone banking, or set up an automatic transfer from  your credit union account. If your employer offers it, you can even pay through the ease of payroll deduction. The best part is, there are no pre-payment penalties, so you can pay off your loan whenever you want.   

Hybrid Vehicle Rate Reductions
Gas prices are high. How does your gas mileage compare?  Now is the time to trade in your gas guzzler for a fuel efficient hybrid vehicle. And when you purchase a hybrid vehicle and finance with Chesterfield Federal Credit Union, you can save even more!  Hybrid vehicles financed with us will earn an additional .50% rate discount off of our already great rates!  

The Credit Union Difference
The best part about financing your vehicle purchase with Chesterfield Federal Credit Union is that you will be supporting a business that you own. As a member, you have one share of ownership in the credit union. When the credit union makes a profit, we are able to return those profits to our members in the form of new products and services, lower loan rates and higher deposit dividends. 

Boat, Motorcycle, & RV Loans
In addition to your auto loan, Chesterfield Federal Credit Union can finance your boat, motorcycle or RV at great rates, with the same great service that you expect from your credit union.  The same payment options and optional insurances apply to these loans as well!

TERMS & CONDITIONS
¹ Annual Percentage Rate.  Lowest APR available with qualifying credit and loan term. 
Rate subject to change without notice and is accurate as of 4/1/2008. 
²  60 month financing available for loans greater than $10,000 
72 month financing available for loans greater than $20,000
84 month financing available for loans greater than $35,000

+ As an example, the monthly payment on a loan with 5.25%APR and a 
60 month term would be about $19.00 per $1000 financed.

# Member loyalty rate reduction offers a .25% rate reduction for members with a current loan with Chesterfield Federal Credit Union or a previous loan that was paid of within the past two years.

Maximum rate reduction is 1.00%

Chesterfield Federal Credit Union's Phishing Education Page