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For members looking for a longer term investment, we offer great rates on our share certificates available in terms from 6 months to 36 months. 

A share certificate is similar to a certificate of deposit offered by other financial institutions, but uniquely named because members benefit from a "share" in our credit union, a not-for-profit financial cooperative. Here's how our certificates work:

• Invest a set amount for a set time period (terms range from 6 months - 36 months).
• Earn a higher fixed rate of return than a regular savings or money market account.
• Save worry-free because share certificates are insured to $100,000 by the National Credit Union Administration, an agency of the United States government.

So, they work like certificates from other financial institutions, with a significant advantage - higher dividend rates. Compare our share certificate rate to what you would get at your bank. Our dividends are calculated daily and are paid quarterly and at maturity.  

Fees
Withdrawal fee - 12 months or less - Ninety (90) days dividends.
Withdrawal fee - more than 12 month - One hundred-eighty (180) days dividends.

^{TERMS & CONDITIONS
1}Annual Percentage Yield     ² To earn stated APY
All savings accounts are variable rate and as such,
rates are subject to change at any time without prior notice.
The APY is accurate as of 9/29/2008.
Fees or other conditions may reduce earnings.
Please consult a credit union employee for more information.

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