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Visa Emerald Credit Card

When you carry a Visa Emerald card from Chesterfield Federal Credit Union, you not only hold a card that is accepted worldwide—you also carry a card with a variety of benefits designed to help save you money, protect your purchases and make your dollar go further.


No Annual Fee
Why pay $25-$50 each year for the privilege of using a credit card. With us, it’s our privilege to serve you, so we don’t charge any annual fee.

Low Rates & A Low Introductory Rate
When you open a Visa Emerald card, you’ll start saving immediately with a 3.9% APR* introductory rate on purchases and balance transfers for 6 months.  Once the introductory period has ended, you’ll continue to save with some of the lowest credit card rates you can find. 

No Balance Transfer / Cash Advance Fees
Don’t be fooled by cards offering great rates on balance transfers—only to charge a fee to  transfer the balance. With our card, you won’t pay any fees to transfer a balance or take a cash advance, so you can start saving right away.
A Credit Line to Fit Your Needs
We offer credit lines from $500.00 - $25,000.00, so everyone can benefit from all of the perks of a Visa Emerald card.   


Earn Points on Purchases
With CURewards, you can quickly accumulate points and redeem them for great merchandise, worldwide travel or gift certificates to your favorite stores and restaurants.  You’ll earn one point for every $1.00 in purchases made with your Visa Emerald card.  You can save your points for up to three years. Plus, you can earn points even faster when you combine them with CURewards points earned using your Chesterfield Federal Credit Union debit card. 

Redemption is easy and can be done online on our convenient website.  Best of all, CURewards is provided at no cost to you as a Visa Emerald cardholder. 

Earn Points With CURewards

Visa payWave Technology
Visa payWave is a new payment feature that lets you check out faster since you don’t need to fumble for cash. With Visa payWave, you simply wave your Visa card in front of a secure reader, and you're on your way. Most of the time, a signature is not required for purchases under $25, plus, you retain control of the card during the transaction, which reduces the risk of fraud.

Over 32,000 retailers from 20 top brands accept Visa payWave payments, and the list is rapidly growing. Visa payWave makes it simple to save time every day—at quick service restaurants, drugstores, movie theaters, convenience stores, and more.

Just look for this symbol at the checkout and use your Visa Emerald card to speed up your purchases!

Special Insurances & Protection*
As an added bonus, Visa Emerald cardholders receive a variety of insurances and protections when they make their purchases with their Visa Emerald card.

Travel Accident Insurance
Provides the cardholder with $500,000 of common-carrier accidental death and dismemberment insurance.

Purchase Price Protection
If an item purchased with your Visa Emerald card is found advertised for less within 90 days of purchase, we’ll refund the difference, up to $250.00. 

Premium Purchase Security
Provides up to $1000 in protection against theft and certain kinds of damage for the first 90 days after purchase.

Auto Rental Collision Damage Waiver
Covers cardholders for the repair or replacement of a damaged rental vehicle.

Hotel/Motel Burglary Reimbursement
Provides up to $1,500 per trip for personal property stolen from the cardholders hotel or motel room.

Lost Luggage Reimbursement
Provides up to $1,250 in benefits if a common-carrier loses your checked luggage when you travel

* Terms and conditions apply with special insurances and premiums. Most protections require a purchase using your Chesterfield Federal Credit Union Visa Emerald card.  Refer to the the enrollment packet that you receive with your card for more details.  

CardLock
Chesterfield Federal Credit Union is excited to announce a breakthrough in fraud prevention technology that for the first time gives member cardholders an active role in the security of their credit and debit card accounts. 

It’s called CardLock and empowers cardholders to lock and unlock their payment card accounts at will to prevent unauthorized use of the accounts.  In the same way that physical locks prevent unauthorized access to your home or car, CardLock enables you to place a similar barrier to block unauthorized use of your cards. 

CardLock works together with our existing fraud detection measures to place an additional layer of security on payment card accounts.  CardLock is easy to use, fast, and effective.  A simple phone call or visit to a web site is all it takes to enroll an account and to lock and unlock your card in just seconds – any day, any time. 

When a cardholder locks his or her account with CardLock, any transaction attempt on the locked account will be declined.  In addition, cardholders receive notification from the fraud department any time a transaction is attempted on their locked account.

Call us at 877-CULOCK1 or visit www.cucardlock.com to learn more about CardLock and how YOU can take an active role in the fight against card fraud.

 

You will get a complete package with your card benefits when you receive your Visa Emerald card.   

Current Visa Rates APR1    
Visa Emerald

8.9% - 15.9%

Application

More Info

DISCLOSURES
 1 Annual Percentage Rate. There are fees associated with this card.
 For more details, please contact us at:
P.O. Box 820 - Chesterfield, VA 23832
Chesterfield Federal Credit Union Visa Card Terms & Conditions

 

 

 


 

 

   


 

Chesterfield Federal Credit Union - PO Box 820 - Chesterfield, VA  23832


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