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IRA Accounts You may be able to lower your tax liability every year by starting up a Traditional Individual Retirement Account (IRA). Our competitive interest rates on your IRA are declared quarterly by our Board of Directors. In a traditional IRA, taxes are deferred until you begin making withdrawals at retirement, as early as age 59 1/2. You must begin making withdrawals when you reach 70 1/2 to avoid IRA tax penalties. Early withdrawals may be subject to IRS penalties. In addition to Traditional IRA accounts, CFCU offers the Roth IRA. Roth IRA accounts feature tax-deferred earnings and fewer restrictions on withdrawals. For more information on IRAs, please click
on one of these brochure links.
All savings accounts are variable rate and as such, rates are subject to change at any time without prior notice. The APY is accurate as of 1/1/2008. Fees or other conditions may reduce earnings. Please consult a credit union employee for more information. More information?
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Chesterfield Federal Credit Union's Statement of Commitment to Members Copyright © 2008 Chesterfield Federal Credit Union - All rights reserved. |
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