|
About Us
History
Board
of Directors
Management
Employment
Contact
Us
Deposit Products
Savings
Checking
Money
Market
IRAs
Share
Certificates
Christmas
Club
MyTime
Seniors Club
Loan Products
Auto
Loans
Credit
Cards
Personal
Loans & Lines
Home
Equity Products
First
Mortgage Products
Save
& Surf Computer
Student
Loans
Share
Secured
Other Services
Safe
Deposit Boxes
Traveler's
Cheques
Gift
Cards
Money
Orders
Lincoln
Financial Planning
SMARTMOVE®
Convenience
Branch
Locations
ATM
Access
TellerLine
Phone Banking
Microsoft Money Setup
Quicken Setup
Membership
Eligibility
Employer
Benefits
Member Discounts
Enterprise
Rentals & Sales
Movie Tickets
Dell
Computers
Auto
& Home Insurance
Theme
Park Tickets
Member
Education
College
Scholarships
Free
Financial Seminars
Phishing
Education
|
Money Market Accounts
Chesterfield Federal Credit Union
offers a variety of Money Market accounts for members wanting to earn a higher
rate on their balances. Choose from the following accounts.
Money Market Checking
A Money Market Checking Account offers our members the
opportunity to earn higher rates on their balances and have the convenience of
writing checks on the account.
A minimum initial investment of $1000 is required. Rates are declared monthly.
Interest is paid monthly based on the average daily balance each month.
There can be up to six withdrawals out of the account per month. After that,
there is a fee of $5 each.
The Money Market Checking Account cannot be pledged as collateral for loans
from the Credit Union. Some restrictions apply; please refer to the
Truth in Savings Disclosure and Account Agreement.
Fees
$5.00 per withdrawal in excess of 6 per month.
$5.00 if balance falls below $500.00 anytime during the month.
NSF Fee - $25.00
Money Market Savings
Perfect for members looking to earn a little extra on their deposits, our
Money Market Savings account earns a higher dividend, with limited access.
Member may make one withdrawal per calendar month. Additional withdrawals will
be assessed a fee.
Fees
$5.00 per withdrawal in excess of one (1) per month.
| Current
Money Market Rates |
Rate |
APY1 |
Money Market
Checking
$100 - $4,999.99
$5,000 - $24,999.99
$25,000+ |
1.00%
1.29%
1.50% |
1.00%
1.30%
1.51% |
Money Market
Savings
$100-$1,999.99
$2,000-$4,999.99
$5,000-$24,999.99
$25,000+ |
1.09%
1.29%
1.59%
1.80% |
1.10%
1.30%
1.60%
1.81% |
DISCLOSURES
1Annual Percentage Yield 2 To open
account
All savings accounts are variable rate and as such,
rates are subject to change at any time without prior notice.
The APY is accurate as of 7/1/2008.
Fees or other conditions may reduce earnings.
Please consult a credit union employee for more information.
|
|
