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Personal Loans & Lines of Credit
 Want
to take a vacation? Need to do some car repairs? Whatever the reason,
sometimes a little extra money can mean a huge difference. CFCU offers great
rates on our Personal Loans, and our Holiday Line of Credit. Our
personal loans and lines of credit offer rates as low as 9.75% APR1.
Both can be repaid with payroll deduction. We also have a line of credit to
use for overdraft protection!
Apply
online today!
5 Good Reasons to Borrow from
Your Credit Union
1. Payments are arranged to be both affordable and flexible.
2. There are no early-repayment penalties.
3. Interest is calculated using the most beneficial "simple
interest" method.
4. Loan payments can be made with payroll deductions.
5. Credit Life and Disability Insurance is available at reasonable rates.
1 Annual Percentage Rate. APR
accurate as of 7/1/2008.
Lowest APR available with qualifying credit.
Loan Insurance
Credit Life
Who will make your loan payment if you die unexpectedly? Credit Life
Insurance insures your loan, up to $30,000. Credit Life Insurance in
affordable at only 6.1 cents per $100 of your monthly loan balance - a small
price to pay for loan protection! For co-borrowers, the premium is just 10
cents per $100 of loan balance for Joint Credit Life Insurance.
Credit Disability
Another benefit of a credit union loan is the availability of Credit
Disability Loan Insurance to borrowing members. The cost is 19.5 cents
per $100 of your principal loan balance each month. If you are totally
disabled for more than 14 days, the Credit Disability Loan Insurance benefit
will make your loan payment, up to $600 a month. Credit Disability Loan
Insurance will pay on your unpaid balance up to $30,000 and, like Credit
Life Insurance, it's voluntary - not required to obtain your loan. The
cost of Credit Life and Disability Insurance is included in your
regular monthly loan payment.
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