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Deposit Products
Savings
Checking
Money Market
IRAs
Share Certificates
Club Accounts
MyTime Seniors Club

Loan Products
Auto Loans
Visa Emerald Credit Card
Personal Loans & Lines
Home Equity
First Mortgages
Share Secured

Other Services
Safe Deposit Boxes
Traveler's Cheques
Gift Cards & Reloadables
Money Orders
SMARTMOVE®

Convenience

CFCU On-The-Go
Microsoft Money Setup
Quicken Setup 

Membership
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Employer Benefits

Member Discounts 
Enterprise Rentals & Sales
Regal Movie Tickets
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Theme Park Tickets
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CUDL Auto Smart

Current Rates

Last Update: February 6, 2012
Rates subject to change without notice

Current Loan APR1        

Vehicle Loans

Auto  (2009 - 2012)

2.90%

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Auto (2002 - 2008)

3.40%

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Calculator

Auto (< 2002 )

5.90%

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Calculator

Boat, RV & Motorcycle (2009 - 2011)

2.90%

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Calculator

Boat, RV & Motorcycle (2002 - 2008)

3.40%

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Calculator


Lines of Credit

Personal Line of Credit

7.90%

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Holiday Line of Credit

7.90%

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Vacation Line of Credit

7.90%

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Overdraft Protection Line of Credit 7.90% Apply More Info


Credit Cards

Visa Emerald

8.90%

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Other Loans

Personal Loan

7.90%

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Share Secured 3.25% Apply More Info Calculator
Credit Builder 8.00% Apply

Home Equity
Home Equity Loan

4.90%

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Home Equity Line of Credit3

4.00%

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Calculator

TERMS & CONDITIONS
1 Annual Percentage Rate. Lowest APR available with qualifying credit, down payment and loan term. 
Additional rate reductions may be available, up to a maximum of 1.00%.
 60 month financing available for loans greater than $10,000 
72 month financing available for loans greater than $20,000
84 month financing available for loans greater than $35,000

3 Rate is as low as Prime+0%. The initial rate is tied to the Prime rate as published in the Wall Street Journal. However, when prime rate is below 5.00%, the lowest rate available is 5.00%. The rate is variable and may change at annually on the anniversary of your line of credit. Your rate may vary from that shown above and is based on creditworthiness. As of 1/1/2012, the prime rate is 3.25%.This is a variable rate line of credit and as such, the rate may change over the life of the line. Consult us for details. The maximum APR on this loan is 6% above the entry rate or 18%, whichever is lower. Equity based on 80% of assessed value less first mortgage balance. Subject to credit approval. Minimum line $5,000.00. Maximum line $100,000.00. Member must maintain homeowner's insurance at own expense.

Current Savings & Checking Rates & Yields
Rate APY1 Balance Requirements2

Primary Share Savings

.20% .20% $100
Money Market Savings .05%
.20%
.40%
.05%
.20%
.40%
$100-$4,999.99
$5,000-$24,999.99
$25,000+
Club Accounts .20% .20% $100
IRA Savings .75% .75% $100
Money Market Checking .05%
.15%
.30%
.05%
.15%
.30%
$100 - $4,999.99
$5,000 - $24,999.99 
$25,000+

TERMS & CONDITIONS
1Annual Percentage Yield     2 To earn stated APY
All savings accounts are variable rate and as such, 
rates are subject to change at any time without prior notice.
Fees or other conditions may reduce earnings.
Please consult a credit union employee for more information.


Current Share Certificate Rates & Yields

APR1 APY2 Minimum Deposit 
6 Month .24% .24% $1000
12 Month .39% .39% $1000
24 Month .68% .68% $1000
36 Month 1.11% 1.11% $1000
48 Month 1.30% 1.31% $1000
60 Month 1.60% 1.61% $1000

TERMS & CONDITIONS
1 Annual Percentage Yield       2 Annual Percentage Rate
Early withdrawal may reduce earnings.

 

 


 

 

   


Chesterfield Federal Credit Union - PO Box 820 - Chesterfield, VA  23832


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