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Make College a Reality

Get Your Federal Student Loan from Chesterfield Federal Credit Union

Lender Code: 824843

You know the value of a college education
Getting a college degree is a worthwhile goal. College graduates make an average of one million dollars more over their lifetime than those without college degrees. But the cost of a college education can be overwhelming for both students and parents. That’s why Chesterfield Federal Credit Union offers Federal Family Education Loan Program (FFELP) loans. If you or another family member plans to attend a university, technical college, or any specialized training program, Chesterfield Federal Credit Union can help you with the funding you need to pursue your dreams.

FFELP offers loans for students and parents

  ·      Stafford Loans

o        The subsidized Federal Stafford Loan is based on financial need. The government pays the interest while you are in school.

o        The unsubsidized Federal Stafford Loan is not based on need but family income is a determining factor. You pay all the interest, although you can have the payments deferred until after graduation.

  ·       PLUS (Parental Loan for Undergraduate Students) Loans

Creditworthy parents of dependent undergraduate students and graduate/professional students can apply for this loan, which is not based on need.

Learn more about low-interest federal student loans
Refer to the Student Loan Quick Reference Guide for more details on Stafford and PLUS Loans including: 
  ·         the application process
  ·         current rates
  ·         loan limits 
  ·         toll-free numbers to check the status of your loan account

Click here for step-by-step instructions on how to obtain a federal student loan.

Need help?  
For help with the student loan process, call the credit union at 804-748-1417 or by e-mail at loans@chesterfieldfcu.net.

Chesterfield Federal Credit Union's Phishing Education Page