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Home Equity Line of Credit Special

Why Choose a FirstChoice Home Equity Line of Credit?

You save on taxes
In most cases, the interest from a home equity line of credit may be tax deductible so you
save on taxes!
^

It’s flexible
You can use as much or as little of your line as you want, whenever you need it.

You pay lower interest rates
Other types of loans can carry much higher rates. Our line of credit is as low as Prime + 0%*.

Your payments are protected
Even if your rate increases, your payments will not. Payments are based on your outstanding
balance at the time of advance.

The rate only changes annually
Other home equity lines of credit may change monthly or quarterly with the prime rate.

Apply today for NO CLOSING COSTS!

Want more information? 
Click here
and a loan officer will contact you!


* Rate is as low as Prime+0% and adjusts annually. Your rate may vary from that shown above and is based on creditworthiness.  This is a variable rate line of credit and as such, the rate may change over the life of the line. Consult us for details. The maximum APR for a line of credit is 6% above the entry rate or 18%, whichever is lower. Equity based on 80% of assessed value less first mortgage balance.  Subject to credit approval.  Closing costs do not include appraisal or survey (normally not required) or any other non-routine costs that may be associated with your line of credit. Minimum initial draw of 10% of credit line required for no closing costs.  Minimum line $5,000.00. Maximum line $100,000.00. Offer good for applications submitted by 1/31/2008. Member must maintain homeowner's insurance at own expense.     ^ Consult your tax advisor for tax deductibility of finance charge.

 For More Information

Main Office 
804-748-1417
Millridge
804-639-9142
Amelia Court House
804-561-1600


 


 

 

 
   


 
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