Enhance the value of your membership

Enhance the value of your relationship with Chesterfield Federal Credit Union with a Benefits Plus® Checking Account.  For only $6.95 per month, this exciting program allows you to save money on products and services that you use every day, plus gives you peace of mind that you and your family are covered with identity theft protection and cellular care coverage.

Try it risk-free for 60 days and discover all of the benefits you could receive!

Discover exciting benefits

Benefits Plus® is offered through a partnership with one of the leading full service discount providers in the country.  Your membership in Benefits Plus® will reap rewards quickly as you save money on travel, entertainment and personal purchases. Benefits include:

Ultimate ID™ Identity Theft Protection1
Protect yourself with the highest quality identity theft protection.  Coverage includes:
  • 3 Bureau Credit Monitoring
  • Instant Inquiry Alerts
  • Internet Monitoring
  • Score Tracker
  • Credential Vault
  • Lost Document Replacement Services
  • 3G Fully Managed Identity Fraud Research, Remediation and Recovery Services
1 Your credit monitoring will not begin until you have successfully validated your identity and completed the online activation process.
$0 Deductible Cellular Care CoverageCracked screen? Water damage?  Battery repair?  It’s all covered for mobile phones up to 2 years old.  Best of all, you’re refunded the full repair cost, up to $600 in lifetime coverage2!
2 Restrictions apply.  Call 1.866.329.7587 for complete program details.
Discounted Travel with Cash BackEnjoy the guaranteed lowest price3 on travel when you book through our certified travel experts!  Plus, you’ll receive up to 5% cash back whether you book online or over the phone!
3 See benefits-plus.org for complete details.
Local Savings
Over 300,000 participants across the country offering substantial discounts to our members. You can save on everything from dinner, to home improvements, automotive services, landscaping, professional services, health care, clothing and so much more.

Gift Card & eGift Card Savings
Save on everything you and your family need, want and must have! From clothing, kitchen supplies, hunting & fishing gear to the latest shoes, our program helps you bring it home for less! Save up to 15% on retail gift cards at nationally recognized stores and up to 10% at selected restaurants.

Dining & Entertainment
Relax and enjoy yourself! Go out for a night on the town and save with special discounts from many of your favorite local restaurants, movie theaters, theme parks and more!

Cash Back Rewards
Earn cash back when shopping online at over 3,000 participating merchants.

Family Benefits4
Savings and even more savings! Family benefits include discounts on office and school supplies, 24-hour emergency road service, grocery coupon club and so much more. You can even enroll up to 5 additional family members who reside 25 miles from any Chesterfield Federal Credit Union branch at no additional charge.
4 Some restrictions apply.  Additional family members are not eligible for certain benefits including ULTIMATE ID(TM) and Cellular Care Coverage.
90-Day Purchase Protection
Most new purchases you make are automatically covered against loss due to fire damage or theft.

Pharmacy Discounts
Receive valuable health service discounts from thousands of participating pharmacies.

Hearing Care
Members receive substantial savings on hearing services.

Vision Discounts
Members receive substantial savings on glasses, contact lenses and corrective eye surgery.

Dental Plan
Special member rates. There are more than 62,000 participating providers nationwide.

Extended Repair Warranty
Most new consumer merchandise you buy is now covered by an Extended Repair Warranty, which extends the manufacturer’s original warranty for up to one additional year at no additional cost.

Pet Health Insurance5
Save up to 15% on premier medical and wellness plans for your pets. Coverage includes accidents, common illnesses, serious/chronic illnesses, hereditary conditions, procedures/services including surgeries, Rx meds, testing and hospitalization and wellness services.* Best of all, it works with any veterinarian.
5 Premiums vary based on the age of the pet, species, size (as an adult), plan type and state of residence. New illnesses only. Does not include conditions pre-existing to enrollment. Limited hereditary condition coverage after the first year of enrollment. Wellness plans are not available in all states.
Chesterfield Federal Credit Union has selected Generations Gold,Inc. a fully independent third party benefits provider to provide travel and other discounted services on an exclusive basis directly to members. Chesterfield Federal Credit Union assumes no liability for any of the providers in fulfilling their services. All liabilities,claims,damages,and demands are the sole and direct responsibility of Generations Gold,Inc. and its independent service or benefits providers. Discounts received through the Program may not be used in conjunction with any other discounts. Benefits and services available through the Program are subject to change without notice. Not all plans and discounts are available in all areas. Please visit www.benefits-plus.org  or call 1.866.329.7587 for complete Program details. © 2017, Generations Gold,Inc. All rights reserved.

Discover what you could save!

Example monthly savings* for a Benefits Plus Checking member

Four Movie Tickets
Four Gift Cards
Cellular Care Coverage
Savings = $19.95
Savings = $16.00
Savings = $10.00
Savings = $12.00

Best of all, you can try it risk-free for 60 days when you open your Benefit's Plus Checking Account or convert your Basic Checking to Benefit's Plus!
*Savings are estimates extracted from various sources. Personal budget and vacation expenditures may be different. The descriptions herein are summaries only and intended for informational purposes only and do not include all terms, conditions and exclusions of the policies described.

Make the most of your Benefits Plus® Checking Account

We've provided multiple ways for you to access your Benefits Plus® benefits wherever you are.  See below for all of the ways to access  your account and claim your benefits.


Visit www.benefits-plus.org and sign in with your credentials for full access to your account.


Call us at 1-866-329-7587 and we can assist you with your benefits.


Download our mobile app and take the savings with you!  Access many of your benefits on-the-go with the Benefits Plus® Mobile App!

Apple AppStore   Get it on Google Play

Opening an account is easy! Just follow these simple steps:

Upgrading to Benefits Plus®

  1. Download our account terms & conditions.
  2. Download and complete our Benefit's Plus enrollment form.
  3. Mail the application to:
    Chesterfield Federal Credit Union
    Attn: Benefits Plus Enrollment
    P.O. Box 820
    Chesterfield, VA 23832
    Make sure you include a copy of your driver's license.
We make it easy to open a new account with us!
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens any savings, checking or other account, is added as a signer on any account or who signs for a loan.
What this means for you is that when you open any type of account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We will also ask to examine your driver's license or other identifying documents and we will retain copies of documents used to verify your identity.We ask for your understanding as we work to support these efforts to maintain the security of your funds and to protect against terrorist financing. Please speak with a staff member if you have questions or concerns about our identification policies.
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