Discover the best checking account Chesterfield County has to offer. No minimum balance requirements and you earn rewards when you use your debit card!

Put your money to work for you.

Our checking account gives you the best checking account in Chesterfield. With no monthly maintenance fees and no minimum balance or direct deposit requirements, our account is perfect for everyone. Save time and paper with free Online Bill Pay. Plus, we reward you with 1 CURewards point for every $5.00 in signature-based transactions that you make with your free Visa Debit Card.

Benefits Plus® Checking

Identity theft protection with daily monitoring PLUS cellular care coverage PLUS shopping and gift card discounts could be yours for only $6.95 per month with our Benefits Plus Checking Account.  Plus, you can try it risk-free for 60 days! Learn more about this account today!

Basic Checking Benefits

  • No monthly service charge
  • No minimum balance requirements
  • Unlimited check writing
  • Earn CURewards points with your debit card
  • Free online bill pay
  • Access to over 50,000 free ATMs nationwide
  • Overdraft options available
  • Overdraft Privilege* available up to $700 for eligible accounts


  • $5.00 initial deposit
Stop paying more for checking. Open your account today!
* Accounts will be charged the standard Overdraft fee of $30 for handling each overdraft created by check, ACH, Point-of-Sale, ATM withdrawal, in-person withdrawal, or other electronic item that is paid and $30 for items returned.  An overdrawn balance must be repaid within 35 days.  We may not pay items under your overdraft privilege if you do not maintain your account in good standing by bringing your account to a positive balance within every thirty-five (35) day period for a minimum of 24 hours, if you default on any loan or other obligation to Chesterfield Federal Credit Union or if your account is subject to any legal or administrative order or levy.

Opening an account is easy! Just follow these simple steps:

Adding a product or service to your account

  1. Download our account terms & conditions.
  2. Download and complete our Membership Change Form.
  3. Mail the application to:
    Chesterfield Federal Credit Union
    Attn: New Accounts
    P.O. Box 820
    Chesterfield, VA 23832
    Make sure you include a copy of your driver's license.
We make it easy to open a new account with us!
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens any savings, checking or other account, is added as a signer on any account or who signs for a loan.
What this means for you is that when you open any type of account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We will also ask to examine your driver's license or other identifying documents and we will retain copies of documents used to verify your identity.We ask for your understanding as we work to support these efforts to maintain the security of your funds and to protect against terrorist financing. Please speak with a staff member if you have questions or concerns about our identification policies.

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