Club accounts are special accounts that allow you to save for specific purposes. Utilize our Christmas Club or Vacation Club to save each year or Design Your Own Club to save for anything.

Save for Christmas, vacation or your next major event

A club account allows you to begin saving for a specific event, separate from your primary savings account. Our Christmas Club and Vacation Club accounts will automatically transfer funds into your savings or checking account on a set day each year (October 31st & May 31st respectively), while a Design Your Own Club allows you to save for a new car, baby, taxes - anything you choose - and withdraw the funds when you need them.


  • No monthly service charges
  • No minimum balance requirements
  • Save for a specific life event and track your balances on Net24 Home Banking


  • $5.00 initial deposit
Money in a separate account makes it easier to save.
Effective Jan 2, 2018
Savings Accounts Dividend Rate APY* Min. Bal.^ Calculator
Share Savings .05% .05% $100 Calculator
Club Accounts .05% .05% $100 Calculator
Fees or other conditions may reduce earnings. Please consult a credit union employee for more information. All savings accounts are variable rate and as such, rates are subject to change at any time without prior notice. Dividends are declared quarterly.

* Annual Percentage Yield.
^ Minimum balance required to earn stated APY.

Opening an account is easy!

Just follow these simple steps:

Adding a Club Account by online

  1. Log-in to Net24 Home Banking at the top right corner of this page.
  2. Select 'Open a Sub-Account' under the 'Access Account' drop-down menu
  3. Follow the on-screen prompts to complete your enrollment
  4. Fund your account with a transfer from your savings or checking, or mail a check to:
    Chesterfield Federal Credit Union
    Attn: Account Funding
    P.O. Box 820
    Chesterfield, VA 23832
  5. Stop by a branch to setup an automatic transfer or payroll deduction into the account.

Adding a Club Account by mail

  1. Download our account terms & conditions.
  2. Download and complete our Membership Change Form.
  3. Mail the application to:
    Chesterfield Federal Credit Union
    Attn: New Accounts
    P.O. Box 820
    Chesterfield, VA 23832
    Make sure you include a copy of your driver's license.
We make it easy to open a new account with us!
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens any savings, checking or other account, is added as a signer on any account or who signs for a loan.
What this means for you is that when you open any type of account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We will also ask to examine your driver's license or other identifying documents and we will retain copies of documents used to verify your identity.We ask for your understanding as we work to support these efforts to maintain the security of your funds and to protect against terrorist financing. Please speak with a staff member if you have questions or concerns about our identification policies.

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