Enjoy savings and convenience when you open a Visa Debit Card with Chesterfield Federal Credit Union. Use it anywhere Visa Debit is accepted!

Convenience, with rewards

Members with a Chesterfield Federal Credit Union checking account can also apply for a free Visa Debit Card. Enjoy the ultimate convenience because you can use your card at millions of merchants that accept Visa Debit.

Our visa debit card is black with Chesterfield Federal Credit Union across the top and our logo large in green in the middle.

Apply today for your Visa Debit card.


  • No monthly fee
  • No surcharges or transaction fees at over 50,000 ATMs nationwide*
  • No transaction fee for purchases
  • Accepted at millions of merchants worldwide
  • Choose your own PIN by calling 866-985-2273 from your home phone


  • Limit of $500 is ATM withdrawals per day
  • Limit of $2,000 in point-of-sale PIN purchases per day
  • Limit of $5,000 in signature-based credit transactions per day
  • CURewards
  • Overdraft Privilege
  • High School Debit Cards
  • Verified By Visa

Earn points on every purchase


Through this exclusive program, using your Chesterfield Federal Credit Union Visa Emerald card  will unlock a door to exciting travel opportunities, premium merchandise and more. You'll earn 1 point for every $1 in purchases made with your Visa Emerald. Visit CURewards.com to register your card and see all of the rewards you can earn.

Credit Union Magic Minute

Credit Union Magic Minute

You've seen it on TV, right? Someone in a mad dash down the aisles, grabbing items right and left. Trying to beat the clock. And you may have wondered how it might feel to be that person. Well, maybe it's time to find out.

Register your Visa Emerald card at curewards.comOpens in New Window, then make three purchases per week and you'll be entered for a chance to win! If you win, you'll be running through a Rewards warehouse located in one of the most magical cities in the country – Chicago, Illinois. We will provide airfare, hotel room, meals, entertainment and thousands of dollars in merchandise, and it's all on us!

Register your cards todayOpens in New Window for a chance to win!

No purchase necessary to enter or win. Open to eligible cardholders who are legal residents of the 50 U.S. states, D.C. or Puerto Rico, 21 or older, who are enrolled in a participating credit union CURewards program. Entry periods begin 6/24/19 and end 9/29/19. Void where prohibited. See full rules and how to enter without purchase at www.cumagicminute.comOpens in New Window. Sponsor: PSCU, 560 Carillon Parkway, St. Petersburg, FL 33716.

Bonus points with the CURewards Mall

We’ve teamed up with thousands of local and national retailers to create a shopping experience like no other – the CURewards® Mall. When you visit the CURewards Mall through CURewards.com, you earn bonus rewards points by shopping with your Chesterfield FCU credit card at the participating merchants in-store or online. The CURewards Mall lets you find merchants from just about any category you can imagine, many offering special discounts to credit union members like you! Plus, more merchants are being added all the time. You can even customize your own list of your favorite shopping places and request e-mail notifications about special deals. Earning points for your purchases is a breeze. Simply use your Chesterfield FCU credit card at the participating retailers available in the CURewards Mall. Just remember to select the links in each offer, or use your card when shopping at participating retailer’s stores.

Earn double points on travel

Earn double points every time you purchase your travel through Montrose Travel via CURewards.com. Just log on, use your Visa Emerald card to make the purchase and receive double points on all your travel* needs. You’ll be able to take advantage of the thousands of special travel offers to choose from, all at the lowest prices. Best of all, you’ll really like getting the next reward you want even faster!

Get started today

If you have a Visa Emerald card, you are already earning points. Register for an account at CURewards.comOpens in New Window to see how many points you've earned! Then, start using your Chesterfield Federal Credit Union cards for all of your purchases!

*After travel has been completed you will need to fill out and submit the double points form available online in order to receive your bonus points.
Overdraft Privilege

Mistakes will happen. We protect you when they do.

We help protect you from unexpected overdrafts and bounced checks with Overdraft Privilege. Should a check, ACH or recurring debit card transaction attempt to clear your account when you don't have funds available, we may allow the transaction to post, preventing the item from being returned. Your account will have a negative balance and you will be assessed a small fee.

To protect your account from ATM and everyday debit card declined transactions, download our Overdraft Privilege Consent Form.Opens in New Window

BenefitsOpens in New Window

  • Protect yourself from unexpected overdrafts
  • Up to $700.00 in protection
  • $30.00 / item fee per use

Opens in New Window

  • Be a member for 61 days
  • Age 18+
  • Have a checking account
  • No loans more than 30 days past due
  • No charged-off accounts
  • No levies, garnishments or bankruptcies
  • Repay any negative balances within 35 days
* Accounts will be charged an Overdraft Privilege fee of $30.00 / item for handling each overdraft created by check, ACH, Point-of-Sale, ATM withdrawal, in-person withdrawal, or other electronic item that is paid or the Standard Overdraft fee of $30.00 / item for items returned unpaid. An overdrawn balance must be repaid within 35 days. We may not pay items through overdraft privilege if you do not maintain your account in good standing by bringing your account to a positive balance within every thirty-five (35) day period for a minimum of 24 hours, if you default on any loan or other obligation to Chesterfield Federal Credit Union or if your account is subject to any legal or administrative order or levy.
High School Debit Cards

Support Your School With Every Purchase

You can now support your favorite Chesterfield County High School with our new High School Debit Cards!

You'll receive a card featuring the school logo of your choice and a portion of every signature-based transaction will be donated back to the school!

Best of all, you'll enjoy all of the benefits of our standard debit card, including  a nationwide network of free ATMs!

Order your card today

We offer several ways to order your card using one of these convenient options!

Card Designs

Donations and card totals accurate as of 3/31/2019.

Bird High School

Number of Cards: 48
Donations to Date: $624.57

L.C. Bird High School Debit Card

Clover Hill High School

Number of Cards: 22
Donations to Date: $196.68

Clover Hill High School Debit Card

Cosby High School

Number of Cards: 17
Donations to Date: $155.75

Cosby High School Debit Card

James River High School

Number of Cards: 28
Donations to Date: $151.32

James River High School Debit Card

Manchester High School

Number of Cards: 39
Donations to Date: $477.83

Manchester High School Debit Card

Matoaca High School

Number of Cards: 39
Donations to Date: $371.51

Matoaca High School Debit Card

Meadowbrook High School

Number of Cards: 44
Donations to Date: $362.88

Meadowbrook High School Debit Card

Midlothian High School

Number of Cards: 41
Donations to Date: $278.16

Midlothian High School Debit Card

Monacan High School

Number of Cards: 19
Donations to Date: $136.13

Monacan High School Debit Card

Thomas Dale High School

Number of Cards: 21
Donations to Date: $293.87

Thomas Dale High School Debit Card
Verified By Visa

Get peace of mind when you shop online with Verified by Visa

Verified By Visa

Our Visa credit and debit cards offer comprehensive fraud protection, but Verified by Visa goes even a step further, adding an extra layer of security at the point where you enter card information online. The service helps prevent unauthorized online use by confirming your identity with an additional password.

When you shop at participating online stores, you’ll enter your Visa credit or debit card number, plus your unique Verified by Visa password. It’s that easy. And your card information is secure!

Register today! It’s free and takes just a moment. Let Verified by Visa protect you when you shop online.

Use your card anywhere Visa Debit is accepted.
* Allpoint, MoneyPass and CUHere are surcharge-free and transaction fee-free networks.