Enjoy savings and convenience when you open a Visa Debit Card with Chesterfield Federal Credit Union. Use it anywhere Visa Debit is accepted!

Convenience, with rewards

Members with a Chesterfield Federal Credit Union checking account can also apply for a free Visa Debit Card. Enjoy the ultimate convenience because you can use your card at millions of merchants that accept Visa Debit.

Our visa debit card is black with Chesterfield Federal Credit Union across the top and our logo large in green in the middle.

Apply today for your Visa Debit card.


  • No monthly fee
  • No surcharges or transaction fees at over 50,000 ATMs nationwide*
  • No transaction fee for purchases
  • Accepted at millions of merchants worldwide
  • Choose your own PIN by calling 866-985-2273 from your home phone


  • Limit of $500 is ATM withdrawals per day
  • Limit of $2,000 in point-of-sale PIN purchases per day
  • Limit of $5,000 in signature-based credit transactions per day
  • Overdraft Privilege
  • High School Debit Cards
  • Verified By Visa
Overdraft Privilege

Mistakes will happen. We protect you when they do.

We help protect you from unexpected overdrafts and bounced checks with Overdraft Privilege. Should a check, ACH or recurring debit card transaction attempt to clear your account when you don't have funds available, we may allow the transaction to post, preventing the item from being returned. Your account will have a negative balance and you will be assessed a small fee.

To protect your account from ATM and everyday debit card declined transactions, download our Overdraft Privilege Consent Form.Opens in New Window

BenefitsOpens in New Window

  • Protect yourself from unexpected overdrafts
  • Up to $700.00 in protection
  • $30.00 / item fee per use

Opens in New Window

  • Be a member for 61 days
  • Age 18+
  • Have a checking account
  • No loans more than 30 days past due
  • No charged-off accounts
  • No levies, garnishments or bankruptcies
  • Repay any negative balances within 35 days
* Accounts will be charged an Overdraft Privilege fee of $30.00 / item for handling each overdraft created by check, ACH, Point-of-Sale, ATM withdrawal, in-person withdrawal, or other electronic item that is paid or the Standard Overdraft fee of $30.00 / item for items returned unpaid. An overdrawn balance must be repaid within 35 days. We may not pay items through overdraft privilege if you do not maintain your account in good standing by bringing your account to a positive balance within every thirty-five (35) day period for a minimum of 24 hours, if you default on any loan or other obligation to Chesterfield Federal Credit Union or if your account is subject to any legal or administrative order or levy.
High School Debit Cards

Support Your School With Every Purchase

You can now support your favorite Chesterfield County High School with our new High School Debit Cards!

You'll receive a card featuring the school logo of your choice and a portion of every signature-based transaction will be donated back to the school!

Best of all, you'll enjoy all of the benefits of our standard debit card, including  a nationwide network of free ATMs!

Order your card today

We offer several ways to order your card using one of these convenient options!

Card Designs

Donations and card totals accurate as of 9/30/2019.

Bird High School

Number of Cards: 49
Donations to Date: $804.75

L.C. Bird High School Debit Card

Clover Hill High School

Number of Cards: 23
Donations to Date: $248.85

Clover Hill High School Debit Card

Cosby High School

Number of Cards: 19
Donations to Date: $211.26

Cosby High School Debit Card

James River High School

Number of Cards: 26
Donations to Date: $206.36

James River High School Debit Card

Manchester High School

Number of Cards: 36
Donations to Date: $617.03

Manchester High School Debit Card

Matoaca High School

Number of Cards: 38
Donations to Date: $480.36

Matoaca High School Debit Card

Meadowbrook High School

Number of Cards: 41
Donations to Date: $473.34

Meadowbrook High School Debit Card

Midlothian High School

Number of Cards: 42
Donations to Date: $406.77

Midlothian High School Debit Card

Monacan High School

Number of Cards: 14
Donations to Date: $179.20

Monacan High School Debit Card

Thomas Dale High School

Number of Cards: 29
Donations to Date: $371.28

Thomas Dale High School Debit Card
Verified By Visa

Get peace of mind when you shop online with Verified by Visa

Verified By Visa

Our Visa credit and debit cards offer comprehensive fraud protection, but Verified by Visa goes even a step further, adding an extra layer of security at the point where you enter card information online. The service helps prevent unauthorized online use by confirming your identity with an additional password.

When you shop at participating online stores, you’ll enter your Visa credit or debit card number, plus your unique Verified by Visa password. It’s that easy. And your card information is secure!

Register today! It’s free and takes just a moment. Let Verified by Visa protect you when you shop online.

Use your card anywhere Visa Debit is accepted.
* Allpoint, MoneyPass and CUHere are surcharge-free and transaction fee-free networks.