Why keep your money in a checking account when you can open a Money Market Checking and earn dividends? We offer these accounts for your unique needs.

Earn a higher return on your funds.

You've worked hard for your money.  You should earn more with it.  That's why we offer a Money Market Checking account. With a tiered rate structure based on your balance, you'll earn more than with our everyday accounts. And your money is liquid, with access whenever you need it.


  • Earn rates as high as .05% APY
  • Access to your funds when you need it


  • Minimum balance requirement to avoid a fee is $2,500.00
  • $1000 opening deposit required
  • $5.00 per withdrawal in excess of 6 per month
  • $10.00 if average daily balance is below $2,500 at the end of the month
A Money Market Checking account help you earn more on your money.
Effective Jan 2, 2018
Money Market Dividend Rate APY* Min. Bal.^ Calculator
Money Market Checking# .05% .05% $100 - $50,000.00 Calculator
.05% .05% $50,000.01+ Calculator
All money market accounts are variable rate and as such, rates are subject to change at any time without prior notice. Fees or other conditions may reduce earnings. Please consult a credit union employee for more information.

* Annual Percentage Yield.
^ Minimum balance required to earn stated APY.
# Minimum deposit required to open this account is $1000.00.

Opening an account is easy! Just follow these simple steps:

Adding a product or service to your account

  1. Download our account terms & conditions.
  2. Download and complete our Membership Change Form.
  3. Mail the application to:
    Chesterfield Federal Credit Union
    Attn: New Accounts
    P.O. Box 820
    Chesterfield, VA 23832
    Make sure you include a copy of your driver's license.
We make it easy to open a new account with us!
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens any savings, checking or other account, is added as a signer on any account or who signs for a loan.
What this means for you is that when you open any type of account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We will also ask to examine your driver's license or other identifying documents and we will retain copies of documents used to verify your identity.We ask for your understanding as we work to support these efforts to maintain the security of your funds and to protect against terrorist financing. Please speak with a staff member if you have questions or concerns about our identification policies.

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