There are advantages to owning your credit union. Receive free or discounted services, loan rate discounts and dividend bonuses when you deepen your relationship with us.

Expand your relationship and see the benefits add up!

As a not-for-profit financial cooperative, Chesterfield Federal Credit Union is owned by our members. When you open an account you get one share of ownership and one vote at our annual Board of Directors elections. This cooperative philosophy is what differentiates credit unions from for-profit banks. Money that you deposit is loaned to other members at low rates. Interest from those loans are returned to the membership through expanded service offerings and fewer fees. Ultimately, when you use your credit union all members benefit.

Get rewarded for your loyalty

Chesterfield Federal Credit Union offers products to meet all of your financial needs. Your loyalty in turning to us when you need a new financial service helps improve our service to all members. With OwnerAdvantage, we are giving back to the members who use their credit union the most.

As your relationship with Chesterfield Federal Credit Union deepens through checking services, loans, certificates and electronic services you'll move up to a higher level of benefits. You'll see great savings with loan discounts, free or discounted safe deposit boxes, checking dividend bonuses and much more!

Four account levels

All credit unions members age 18+ are automatically included in the OwnerAdvantage program and earn benefits based on their continued relationship with Chesterfield Federal Credit Union. View the tabs below to see the requirements for each account level and how you can maintain your benefits or earn more by expanding the services you utilize.

Home Banking

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