There are advantages to owning your credit union. Receive free or discounted services, loan rate discounts and dividend bonuses when you deepen your relationship with us.


Expand your relationship and see the benefits add up!

As a not-for-profit financial cooperative, Chesterfield Federal Credit Union is owned by our members. When you open an account you get one share of ownership and one vote at our annual Board of Directors elections. This cooperative philosophy is what differentiates credit unions from for-profit banks. Money that you deposit is loaned to other members at low rates. Interest from those loans are returned to the membership through expanded service offerings and fewer fees. Ultimately, when you use your credit union all members benefit.

Get rewarded for your loyalty

Chesterfield Federal Credit Union offers products to meet all of your financial needs. Your loyalty in turning to us when you need a new financial service helps improve our service to all members. With OwnerAdvantage, we are giving back to the members who use their credit union the most.

As your relationship with Chesterfield Federal Credit Union deepens through checking services, loans, certificates and electronic services you'll move up to a higher level of benefits. You'll see great savings with loan discounts, free or discounted safe deposit boxes, checking dividend bonuses and much more!

Four account levels

All credit unions members age 18+ are automatically included in the OwnerAdvantage program and earn benefits based on their continued relationship with Chesterfield Federal Credit Union. View the tabs below to see the requirements for each account level and how you can maintain your benefits or earn more by expanding the services you utilize.

Qualifications

  • Age 18+
  • Share savings account

Benefits

  • Free online access with Net24 Home Banking
  • Free telephone access with Dial24 Telephone Banking
  • 2 free out-of-network ATM transactions per month*
  • CURewards with your CFCU Debit & Visa Emerald card
  • Gift cards for $3.95 each
  • Reloadable debit cards for $5.95 each
  • Money orders for $2.00 each
  • Discounted movie tickets for
* Each additional transaction is $1.00.  You may still be charged a surcharge by the owner of the ATM.

Qualifications

  • Age 18+
  • Checking account
  • Debit Card
  • E-statements

Benefits

  • 0.25% discount on auto & personal loans
  • 25% discount on safe deposit boxes
  • Free online access with Net24 Home Banking
  • Free online bill pay
  • Free telephone access with Dial24 Telephone Banking
  • $5.00 discount on in-branch stop payments
  • CURewards with your CFCU Debit & Visa Emerald card
  • Gift cards for $3.95 each
  • Reloadable debit cards for $5.95 each
  • Discounted movie tickets

Qualifications

  • Age 18+
  • Checking account
  • Debit Card
  • E-statements
  • $5000+ combined loan balance OR $20,000+ combined deposit balance

Benefits

  • 0.50% discount on auto & personal loans
  • .10% bonus dividend on checking account balances up to $2500
  • 50% discount on safe deposit boxes
  • $5.00 discount on a box of checks^
  • One NSF & Overdraft Privilege fee automatically refunded per year
  • Free online access with Net24 Home Banking
  • Free online bill pay
  • Free telephone access with Dial24 Telephone Banking
  • $5.00 discount on in-branch stop payments
  • Two free out-of-network ATM transactions per month*
  • Unlimited free teller checks
  • CURewards with your CFCU Debit & Visa Emerald card
  • $1.95 discount on gift cards ($2.00 each)
  • $2.00 discount on reloadable debit cards ($3.95 each)
  • Unlimited free money orders
  • $0.50 discount on movie tickets
^ Limit one $5.00 discount per year.
* Each additional transaction is $1.00.  You may still be charged a surcharge by the owner of the ATM.

Qualifications

  • Age 18+
  • Checking account
  • Debit Card
  • E-statements
  • $5000+ combined loan balance OR $20,000+ combined deposit balance
  • Visa Emerald or Visa Secured card

Benefits

  • 0.75% discount on auto & personal loans
  • .15% bonus dividend on checking account balances up to $2500
  • One free safe deposit box, any size
  • One free box of basic checks per year^
  • Two NSF & Overdraft Privilege fees automatically refunded per year
  • Free online access with Net24 Home Banking
  • Free online bill pay
  • Free telephone access with Dial24 Telephone Banking
  • $15.00 discount on in-branch stop payments
  • Unlimited free out-of-network ATM transactions*
  • Unlimited free teller checks month
  • Unlimited free incoming wire transfers
  • $2.00 discount on statement & check copies
  • CURewards with your CFCU Debit & Visa Emerald card
  • Unlimited free Visa gift cards
  • Unlimited free Visa Reloadable cards
  • Unlimited free money orders
  • $0.50 discount on movie tickets
^ Limit one free box per year.  The free box is for the basic style of checks only.  You may apply the actual cost of basic checks to the purchase of any other check style.
* You may still be charged a surcharge by the owner of the ATM.
 
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