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Open an Account
Whether simply saving for the future or a specific event, a Chesterfield Federal Credit Union savings account is a convenient way to safely ensure a healthy financial future.

Make your money work for you

Open a savings account with Chesterfield Federal Credit Union and start putting your money to work for you. A savings account is required to take advantage of credit union benefits; when you open your account, you become part-owner and open the door to a menu full of products and services.


  • Your prime savings account gives you one share of ownership in Chesterfield Federal Credit Union
  • Earn interest on balances over $100.00
  • Insured by the NCUA up to $250,000
  • No minimum balance requirements
  • Open up to 10 additional savings accounts to keep funds separate


Your $5.00 initial deposit is the par value of this account. This amount is placed on hold and allows you to take advantage of all of the benefits of credit union membership.

  • Rates
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Effective Aug 1, 2019
Savings Accounts Dividend Rate APY* Min. Bal.^ Calculator
Share Savings .05% .05% $100 Calculator
Club Accounts .05% .05% $100 Calculator
Fees or other conditions may reduce earnings. Please review our fee schedule or consult a credit union employee for more information. All savings accounts are variable rate and as such, rates are subject to change at any time without prior notice. Dividends are declared quarterly.
* Annual Percentage Yield.
^ Minimum balance required to earn stated APY.

Opening an account is easy!

We've made it easy to open a new account or add a product or service to your existing membership. You can complete the process at home or at any branch location.

Just follow these simple steps:

Not yet a member?

  1. Determine your eligibility
  2. ReadOpens in New Window our account terms & conditions
  3. DownloadOpens in New Window and complete our membership application
  4. Mail the application, along with a $5.00 opening deposit to:
    Chesterfield Federal Credit Union
    Attn: New Accounts
    P.O. Box 820
    Chesterfield, VA 23832
    Make sure you include a copy of your driver's license. You can also bring your forms & initial deposit to any branch locationOpens in New Window.

Adding an account or service?

  1. Sign on to Net24 Home Banking
  2. Select "open new sub-share"
  3. Follow the prompts to open your new service
  4. If you are opening a checking account, please contact usOpens in New Window to ensure your checks and debit cards are ordered.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens any savings, checking or other account, is added as a signer on any account or who signs for a loan.
What this means for you is that when you open any type of account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We will also ask to examine your driver's license or other identifying documents and we will retain copies of documents used to verify your identity.We ask for your understanding as we work to support these efforts to maintain the security of your funds and to protect against terrorist financing. Please speak with a staff member if you have questions or concerns about our identification policies.
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A savings account from Chesterfield Federal Credit Union is a safe and secure way to plan for a rainy day.