Purchasing a vehicle
Chesterfield Federal Credit Union can help you every step of the way.
Through our partnership with CUDL AutoSMART, Chesterfield Federal Credit Union members have access to powerful online tools to help determine the right vehicle for your needs and to locate vehicles in your area.
Visit CUDL AutoSMART to research your next car.
There is no better deal for auto financing than with Chesterfield Federal Credit Union. With rates as low as 2.99% APR*, why finance anywhere else?
Apply online to get pre-approved before you visit the dealer.
* Lowest rate based on creditworthiness, down payment and loan term. Your rate may be higher. Terms and conditions.
Shopping at the dealership doesn't have to be a pain. You can even finance with Chesterfield Federal Credit Union directly at most dealerships through Credit Union Direct Lending. Just tell the dealer you want to finance with Chesterfield Federal Credit Union or provide the dealer with your pre-approval form.
4) The 'Extras'
When you close your loan, remember that Chesterfield Federal Credit Union typically offers better prices on a variety of add on products.
Typically, your vehicle value declines faster than your loan is paid off. If your car is in an accident, you could be responsible for the gap between what you owe and what the insurance company says your car is worth. GAP insurance from Chesterfield Federal Credit Union will cover this difference and provide you with $1,000 towards the purchase of a new car when you finance with Chesterfield Federal Credit Union. This superb protection is available for only $349.00.
Mechanical Repair Coverage
Repair bills can be costly. Protect yourself from unexpected repair bills by purchasing an extended warranty from Chesterfield Federal Credit Union. This coverage can be used at any repair center in the country. Typically, the repair center is paid directly so you don't have to worry about reimbursements. There are no deductibles on any of our plans. Best of all, your coverage is transferable if you sell the car.
Don't run the risk of buying used cars with costly hidden problems. Get a detailed vehicle history report from the Carfax nationwide database within seconds. We offer a Carfax report for only $15.99 in our branches, a significant savings when compared with $39.99 online.
Debt Protection Services
CFCU SafetyNet* is a voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly occurs. Coverage is offered in case of loss of life, disability or involuntary unemployment.
Even after you purchase your car, we can help you save more with discounted rates on auto insurances through the TruStage auto insurance program. Through trusted insurance companies such as Liberty Mutual, you can save hundreds on your car insurance. Apply online for a quote.