Buying a new vehicle can be a daunting experience. Chesterfield Federal Credit Union has developed these resources to help you buy smarter and save money in the process.


Purchasing a vehicle

Chesterfield Federal Credit Union can help you every step of the way.

1) Research

Through our partnership with CUDL AutoSMART, Chesterfield Federal Credit Union members have access to powerful online tools to help determine the right vehicle for your needs and to locate vehicles in your area.

Visit CUDL AutoSMART to research your next car.

2) Financing

There is no better deal for auto financing than with Chesterfield Federal Credit Union. With rates as low as 2.99% APR*, why finance anywhere else?

Apply online to get pre-approved before you visit the dealer.

* Lowest rate based on creditworthiness, down payment and loan term. Your rate may be higher. Terms and conditions.

3) Dealership

Shopping at the dealership doesn't have to be a pain. You can even finance with Chesterfield Federal Credit Union directly at most dealerships through Credit Union Direct Lending. Just tell the dealer you want to finance with Chesterfield Federal Credit Union or provide the dealer with your pre-approval form.

4) The 'Extras'

When you close your loan, remember that Chesterfield Federal Credit Union typically offers better prices on a variety of add on products.

GAP Insurance
Typically, your vehicle value declines faster than your loan is paid off. If your car is in an accident, you could be responsible for the gap between what you owe and what the insurance company says your car is worth. GAP insurance from Chesterfield Federal Credit Union will cover this difference and provide you with $1,000 towards the purchase of a new car when you finance with Chesterfield Federal Credit Union. This superb protection is available for only $349.00.

Mechanical Repair Coverage

Repair bills can be costly. Protect yourself from unexpected repair bills by purchasing an extended warranty from Chesterfield Federal Credit Union. This coverage can be used at any repair center in the country. Typically, the repair center is paid directly so you don't have to worry about reimbursements. There are no deductibles on any of our plans. Best of all, your coverage is transferable if you sell the car.

Carfax

Don't run the risk of buying used cars with costly hidden problems. Get a detailed vehicle history report from the Carfax nationwide database within seconds. We offer a Carfax report for only $15.99 in our branches, a significant savings when compared with $39.99 online.

Debt Protection Services

CFCU SafetyNet* is a voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly occurs. Coverage is offered in case of loss of life, disability or involuntary unemployment.

5) Insurance

Even after you purchase your car, we can help you save more with discounted rates on auto insurances through the TruStage auto insurance program. Through trusted insurance companies such as Liberty Mutual, you can save hundreds on your car insurance. Apply online for a quote.

Educational Articles & Podcasts

Through our partnership with BALANCE, we are able to provide you with these educational articles on vehicles and the car buying process. BALANCE has certified financial counselors available to help you with budgeting for your next car purchase. Learn more about BALANCE.

Articles

The 9-Step Car Buying G.P.S

Before You Buy, Know What You Can Afford

Frugal Fill-Ups: 30 Ways to Save at the Pump

Buying Versus Leasing a Car

Drive Away Happy: Car Buying Decisions

How to Get the Best Vehicle Financing Deal

Vehicle Repossession

What to Do if You Cannot Make Your Car Payments

Podcasts & Learning Modules

Drive Away Happy
Make educated decisions on your vehicle and financing to make the best of this important transaction.

Podcast

Online Interactive Learning

<Listen>     <Download><Start>

Helpful Links

Use the links below to learn more about your cars value, the vehicle purchasing process or to research your next car purchase.

Kelley Blue Book
NADA Values
CUDL AutoSmart Car Research

 
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