As a member of Chesterfield Federal Credit Union, you are eligible for hassle-free financing with great rates on your next vehicle purchase or refinance. In fact, we make financing the easiest part of the buying process. The credit union difference doesn’t just stop at great rates. At Chesterfield Federal Credit Union we pride ourselves on excellent personal service from people who care about your needs. Trained staff are available to answer any of your questions or concerns about our loan process or servicing.
Chesterfield Federal Credit Union offers many repayment options and competitive terms up to 84 months. Repay using Net24 Home Banking, Mobile24 Mobile Banking or Dial24 Telephone Banking to transfer funds online or by phone, set up an automatic transfer from your credit union account, or choose a payment book. With no pre-payment penalties, you can pay off your loan as soon as you choose.
We finance all types of vehicles at Chesterfield Federal Credit Union, not just cars! And unlike most lenders, our loan rates for vehicle loans are the same regardless of the type of vehicle you are purchasing. Financing your motorcycle, boat or RV loan with us can save you thousands
We believe shopping for a car should be as easy as possible—and we know you do too. That’s why we think you’ll love our online car-buying resource center. Rather than running around town to different dealers, you can do all of your research and comparisons from our site! Think of it as a "virtual” car lot. CUDL AutoSmart lets you search thousands of new, used and certified pre-owned vehicles from different dealers. Have specific needs? Look for cars that match your style and budget. Once you narrow down your options, connect with a local dealer and take a test drive!
Visit CUDL AutoSmart for the smart way to research your vehicle options before you buy.
When you finance with Chesterfield Federal Credit Union, you have access to unbeatable savings on a Carfax vehicle history report, Guaranteed Asset Protection (GAP) and Mechanical Repair Coverage (an extended warranty). You can also protect your credit with payment protection in the event of an illness or loss of employment.
There's no better place to finance your next vehicle loan!
Help preserve your standard of living. Whether you're taking out a loan to make home improvements or buy a vehicle, it can be a financial gamble because the unexpected can happen at anytime. You’re betting you won’t lose your job (through no fault of your own), or become disabled (due to injury or illness), or pass away, leaving your family responsible for your loan balance. Life events can cause financial hardship, making bill-paying difficult. You don't want delinquent payments and defaulted loans to cause you to lose your assets, negatively impact your credit rating, or cause financial distress for your family.
CFCU Safety Net* is a voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly occurs. And, simple eligibility requirements ease the enrollment process.
If your loan is protected and a life event happens to you, CFCU Safety Net* will cancel or reduce repayment of your loan debt - helping to lessen worries about paying loans during a time when your income may be reduced or lost and paying other household bills becomes challenging. Protected events include:
Life Plus adds protection for financially-stressful life events such as accidental dismemberment, terminal illness, hospitalization, family medical leave, and the loss of life of a non-protected dependent.
Because each member has different needs, we offer three different options for protection with CFCU Safety Net:
Chesterfield Federal Credit Union offers a variety of add-on products to help you protect your vehicle loan purchase. These products are offered at a tremendous discount from what you might find at the dealership and can be financed into your loan so there are no out-of-pocket expenses.
Typically, your vehicle value declines faster than your loan is paid off. If your car is in an accident, you could be responsible for the gap between what you owe and what the insurance company says your car is worth. GAP insurance from Chesterfield Federal Credit Union will cover this difference and provide you with $1000 towards the purchase of a new car when you finance with Chesterfield Federal Credit Union. This superb protection is available for only $349.
Repair bills can be costly. Protect yourself from unexpected repair bills by purchasing an extended warranty from Chesterfield Federal Credit Union. This coverage can be used at any repair center in the country. Typically, the repair center is paid directly so you don't have to worry about reimbursements. There are no deductibles on any of our plans. Best of all, your coverage is transferable if you sell the car.
Don't run the risk of buying used cars with costly hidden problems. Get a detailed vehicle history report from the Carfax nationwide database within seconds. We offer a Carfax report for only $19.99 in our branches, a significant savings when compared with $39.99 online.
|Vehicle Loans||Model Years||APR*||Term^||Calculator|
|Car, Boat, RV & Motorcycles1||2017 & newer||2.99%||60 months||CalculatorOpens in New Window|
|Car, Boat, RV & Motorcycles||2017 & newer||3.24%||72 months||CalculatorOpens in New Window|
|Car, Boat, RV & Motorcycles||2017 & newer||3.49%||84 months||CalculatorOpens in New Window|
|Car, Boat, RV & Motorcycles||2011 - 2016||3.49%||60 months||CalculatorOpens in New Window|
|Car, Boat, RV & Motorcycles||2011 - 2016||3.74%||72 months||CalculatorOpens in New Window|
|Car, Boat, RV & Motorcycles||2010 & older||7.49%||60 months||CalculatorOpens in New Window|
|Boats & Recreational Vehicles (RV)||2017 & newer||3.74%||120 months||CalculatorOpens in New Window|
|Boats & Recreational Vehicles (RV)||2011-2016||3.99%||84 months||CalculatorOpens in New Window|
|Boats & Recreational Vehicles (RV)||2011 - 2016||4.24%||120 months||CalculatorOpens in New Window|