Protect yourself against life's unexpected events. CFCU SafetyNet can help give your family peace of mind.

Play it safe with CFCU SafetyNet

Help preserve your standard of living. Whether you're taking out a loan to make home improvements or buy a vehicle, it can be a financial gamble because the unexpected can happen at anytime. You’re betting you won’t lose your job (through no fault of your own), or become disabled (due to injury or illness), or pass away, leaving your family responsible for your loan balance. Life events can cause financial hardship, making bill-paying difficult. You don't want delinquent payments and defaulted loans to cause you to lose your assets, negatively impact your credit rating, or cause financial distress for your family. 

Protection suited for you

CFCU SafetyNet* is a voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly occurs. And, simple eligibility requirements ease the enrollment process.  

Protection that matters

If your loan is protected and a life event happens to you, CFCU SafetyNet* will cancel or reduce repayment of your loan debt - helping to lessen worries about paying loans during a time when your income may be reduced or lost and paying other household bills becomes challenging. Protected events include:
  • Loss of life, including those caused by acts of war
  • Disability, including those caused by acts of war
  • Involuntary unemployment

Protection suited for your needs

Because each member has different needs, we offer three different options for protection with CFCU SafetyNet:
  • Comprehensive
    Protects your family in case of loss of life, disability or involuntary unemployment
  • Prepared
    Protects your family in case of loss of life or disability
  • Thoughtful

    Protects your family in case of loss of life

* Your purchase of CFCU SafetyNet is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of CFCU SafetyNet.
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