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Stop dreaming about the perfect house. It can be yours with affordable mortgage options from LenderSelect Mortgage!

We have the perfect mortgage for you.

In this rising rate environment, now is the right time to buy or refinance a home so you can lock in your rate. At Chesterfield Federal Credit Union, getting a home loan has never been easier. We recommend our partner LenderSelect Mortgage to provide members with plenty of financing options. There has never been a better time to purchase and with their low rates you could save thousands by refinancing. Contact them today to see how they can help you realize your dream of home ownership!

Want more information?  Download our Homebuyer's HandbookOpens in New Window today!

We lend peace of mind. 

With LenderSelect Mortgage, you’ll find more than the perfect customized loan for your unique situation. You’ll find peace of mind, knowing that your best interests are what guide your loan application through the entire mortgage process. Your Real Estate Specialist acts as your personal liaison, keeping you informed of your loan’s status, and joins you at closing to ensure your peace of mind.

What’s the best type of mortgage for you?

There are many types of mortgages, so the best mortgage for you depends on your situation. Their mortgage experts can help you obtain the best possible mortgage at excellent rates.

Conventional Loans

Ideal for good credit buyers with options as little as 3% down available.  

FHA Loans

Ideal for creditworthy borrowers in need of a lower down payment and less restrictive qualifying criteria.  

USDA Loans

Ideal for low- to moderate-income creditworthy borrowers who wish to purchase a home in a rural area.  

VA Loans

A loan program available to active and retired military, reservists, and surviving spouses.  

Jumbo Loans

Ideal for borrowers who are looking to make a large home purchase.  

Renovation Loans

Ideal for borrowers interested in renovating or remodeling an existing or newly purchased home.  

Construction Loans

Ideal for borrowers looking to finance the construction of their dream home on land they own or purchased from a builder.  

No Credit Score Mortgage Options

Borrowers without an established credit history have the ability to use other credit building criteria.

What type of rate is best for you? 

LenderSelect can help you decide which rate and mortgage types will benefit you most, but here are some basics:

Fixed rate

Because they have predictable payments with unchanging interest rates, fixed rate loans work well for those who anticipate being in the home for a long time.

  • Typically available in 15 and 30 year terms
  • The longer the term the smaller the monthly payment — but you’ll pay out more over the life of the loan, because of interest.
  • The shorter term loans have better interest rates, are paid off quicker & and cost less over time.

Adjustable rate

If you know you’ll be moving in 3 to 10 years, the new, improved adjustable rate mortgage (ARM) can be a good choice. ARMs offer initially low interest rates, which helps keep your monthly payment low. Years later (you choose how many years) the rate adjusts up or down to whatever the current interest rate is.

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Apply

Applying for a loan online is easy! Just follow these simple steps:

Auto Loans, Personal Loans, Credit Cards

  1. Log in to your Net24 Home Banking account
  2. Select "Apply For A Loan" from the left column navigation menu
  3. Complete the appropriate application
  4. A Financial Services Representative will contact you within one business day with more information.

Home Equity Loans & Lines of Credit

  1. Complete a Request for Information and select Home Equity Loans and Lines
  2. A Financial Services Representative will contact you within one business day with more information.

First Mortgages

  1. Complete an Mortgage ApplicationOpens in New Window through our recommended mortgage partner's loan site.
  2. Their mortgage specialist will contact you to get more information about your mortgage needs.
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LenderSelect has the perfect mortgage product waiting for you!