Important Member Notice | As we approach the systems merger with Virginia Credit Union, please be aware of the following important dates and times.
Access to CFCU On-The-Go services, including Net24, Dial24 & Mobile24 will be unavailable after 5pm on Friday, May 29th.
Access to mobile deposit using your Mobile24 Mobile Banking app will be unavailable after 5pm on Thursday, May 28th.
Starting Monday, June 1st, you can re-enroll in home banking on the Virginia Credit Union website.
Effective May 1, 2020
Vehicle Loans Model Years APR* Term^ Calculator
Car, Boat, RV & Motorcycles1 2019 & newer 3.59% 60 months CalculatorOpens in New Window
Car, Boat, RV & Motorcycles 2019 & newer 4.09% 72 months CalculatorOpens in New Window
Car, Boat, RV & Motorcycles 2019 & newer 4.59% 84 months CalculatorOpens in New Window
Car, Boat, RV & Motorcycles 2013 - 2018 3.59% 60 months CalculatorOpens in New Window
Car, Boat, RV & Motorcycles 2013 - 2018 4.09% 72 months CalculatorOpens in New Window
Car, Boat, RV & Motorcycles 2012 & older 4.09% 60 months CalculatorOpens in New Window
Boats & Recreational Vehicles (RV) 2019 & newer 8.49% 120 months CalculatorOpens in New Window
Boats & Recreational Vehicles (RV) 2013-2018 4.59% 84 months CalculatorOpens in New Window
Boats & Recreational Vehicles (RV) 2013 - 2018 8.49% 120 months CalculatorOpens in New Window
Loan terms & conditions may vary based on amount financed.
* Annual Percentage Rate. Lowest APR available with qualifying credit and automatic payment. A loan floor of 1.74% APR applies. Rate is accurate as of the stated date and may change without notice.
^ As an example, the monthly payment on a loan with 3.24% APR and an 84-month term would be about $13.44 per $1000 financed.
Effective May 1, 2020
Personal Lending APR* Term^ Calculator
Signature Loan 8.49% 60 months Calculator
Share Secured Loan ~ 6.00% 60 months Calculator
Credit Builder Loan 24.74% 60 months Calculator
* Annual Percentage Rate. Lowest APR available with qualifying credit & automatic payment. Rates are subject to change at anytime without notice.
^ Financing available for 49 - 60 months on loans above $10,000. As an example, the monthly payment on a loan with 8.24% APR and an 60-month term would be about $20.39 per $1,000 financed.
~ Share Secured Loan is 1.75% APR above the rate of instrument, rounded up to the nearest quarter percent. Floor of 6.00% applies.
Effective Aug 1, 2019
Student Loans APR* Rate Type Calculator
Private Student Loan 3.98% Variable Calculator
Private Student Loan 5.24% Fixed Calculator
Private Student Loan for Parents 5.74%* Variable Calculator
Private Student Loan for Parents 5.49% Fixed Calculator
* Interest rates for Fixed and Deferred Repayment Options are higher than interest rates for the Interest Repayment Option. You’re charged interest and your selected repayment option applies starting at disbursement, while in school and during your separation or grace period. When you enter principal and interest repayment, Unpaid Interest will be added to your loan’s Current Principal. Variable rates may increase over the life of the loan. Advertised variable rates reflect the starting range of rates and may vary outside of that range over the life of the loan. Advertised APRs assume a $10,000 Smart Student Loan to a freshman with no other Sallie Mae loans and a $10,000 Sallie Mae Medical School Loan, MBA Loan, Dental School Loan, Graduate School Loan, Law School Loan or Heath Professions Graduate Loan to a first-year graduate.
Effective Aug 1, 2019
First Mortgage APR Calculator
First Mortgage Call for details Calculator
Member must maintain homeowner's insurance at own expense.