Effective Aug 14, 2018
Vehicle Loans Model Years APR* Term^ Calculator
Car, Boat, RV & Motorcycles1 2017 & newer 2.99% 60 months CalculatorOpens in New Window
Car, Boat, RV & Motorcycles 2017 & newer 3.24% 72 months CalculatorOpens in New Window
Car, Boat, RV & Motorcycles 2017 & newer 3.49% 84 months CalculatorOpens in New Window
Car, Boat, RV & Motorcycles 2011 - 2016 3.49% 60 months CalculatorOpens in New Window
Car, Boat, RV & Motorcycles 2011 - 2016 3.74% 72 months CalculatorOpens in New Window
Car, Boat, RV & Motorcycles 2010 & older 7.49% 60 months CalculatorOpens in New Window
Boats & Recreational Vehicles (RV) 2017 & newer 3.74% 120 months CalculatorOpens in New Window
Boats & Recreational Vehicles (RV) 2011-2016 3.99% 84 months CalculatorOpens in New Window
Boats & Recreational Vehicles (RV) 2011 - 2016 4.24% 120 months CalculatorOpens in New Window
Loan terms & conditions may vary based on amount financed.
* Annual Percentage Rate. Lowest APR available with qualifying credit and automatic payment. A loan floor of 1.74% APR applies. Rate is accurate as of the stated date and may change without notice.
^ As an example, the monthly payment on a loan with 3.24% APR and an 84-month term would be about $13.44 per $1000 financed.
Effective Aug 14, 2018
Personal Lending APR* Term^ Calculator
Signature Loan 8.15% 60 months Calculator
Share Secured Loan ~ 2.00% 60 months Calculator
Credit Builder Loan 8.00% 60 months Calculator
* Annual Percentage Rate. Lowest APR available with qualifying credit & automatic payment. Rates are subject to change at anytime without notice.
^ Financing available for 49 - 60 months on loans above $10,000. As an example, the monthly payment on a loan with 8.24% APR and an 60-month term would be about $20.39 per $1,000 financed.
~ Share Secured Loan is 1.75% APR above the rate of instrument, rounded up to the nearest quarter percent.
Effective Oct 2, 2018
Home Equity APR* Term Calculator
Home Equity Line of Credit ** 5.75% Revolving Calculator
Payment for a Home Equity Line of Credit is 1.50% of the balance at the time of advance.
* Annual Percentage Rate. Lowest APR available with qualifying credit. Your rate may be higher and is based on credit score. Member must maintain homeowner's insurance at own expense.
** Rate is as low as Prime+.50%. The initial rate is tied to the Prime rate as published in the Wall Street Journal. Posted rate is accurate as of the date shown and may change at anytime without notice. The rate is variable and may change at annually on the anniversary of your line of credit. Your rate may vary from that shown above and is based on creditworthiness. This is a variable rate line of credit and as such, the rate may change over the life of the line. Consult us for details. The maximum APR on this loan is 6% above the entry rate or 18%, whichever is lower. Equity based on 80% of assessed value less first mortgage balance. Subject to credit approval. Minimum line $5,000.00. Maximum line $100,000.00.
Effective Aug 14, 2018
Credit Cards Intro Rate^ APR* Calculator
Secured Visa 13.9% Calculator
Visa Emerald 3.9% 8.9% Calculator
View pricing information on our Visa products.Opens in New Window
^ For 6 months
* Annual Percentage Rate. Lowest APR available with qualifying credit.
Effective Aug 14, 2018
Student Loans APR* Rate Type Calculator
Private Student Loan 3.37% Variable Calculator
Private Student Loan 5.74% Fixed Calculator
Private Student Loan for Parents 5.62%* Variable Calculator
Private Student Loan for Parents 5.74% Fixed Calculator
* Interest rates for Fixed and Deferred Repayment Options are higher than interest rates for the Interest Repayment Option. You’re charged interest and your selected repayment option applies starting at disbursement, while in school and during your separation or grace period. When you enter principal and interest repayment, Unpaid Interest will be added to your loan’s Current Principal. Variable rates may increase over the life of the loan. Advertised variable rates reflect the starting range of rates and may vary outside of that range over the life of the loan. Advertised APRs assume a $10,000 Smart Student Loan to a freshman with no other Sallie Mae loans and a $10,000 Sallie Mae Medical School Loan, MBA Loan, Dental School Loan, Graduate School Loan, Law School Loan or Heath Professions Graduate Loan to a first-year graduate.
Effective Aug 14, 2018
First Mortgage APR Calculator
First Mortgage Call for details Calculator
Member must maintain homeowner's insurance at own expense.