We offer personal loans starting at just $300.00 for whenever you need a little extra cash. Borrow for a vacation, car repairs and much more. A personal loan or line of credit from Chesterfield Federal Credit Union is the smart choice.


When you need a little extra cash, we're here for you

Life's little emergencies can catch up to you.  Perhaps you need money for car repairs.  Or for new appliances for your home.  Maybe you want to take a dream vacation for once.  Whatever the reason, a personal loan or line of credit from Chesterfield Federal Credit Union is the answer.

A personal loan is for a set amount, repaid over a pre-determined period of time.  You can borrow up to $25,000 for up to 60 months.A personal line of credit gives you a credit limit of up to $25,000 that you can draw on for up to three years.  You can also use a line of credit as overdraft protection for your checking account. 

A personal line of credit gives you a credit limit of up to $25,000 that you can draw on for up to three years.  You can also use a line of credit as overdraft protection for your checking account. 

Benefits

Effective Jan 1, 2017
Personal Lending APR* Term^ Calculator
Signature Loan 7.65% 60 mo. Calculator
Signature Line of Credit 7.65% Revolving + Calculator
Share Secured Loan ~ 2.00% 60 mo. Calculator
Credit Builder Loan 8.00% 60 mo. Calculator
* Annual Percentage Rate. Lowest APR available with qualifying credit & automatic payment.
^ Financing available for 49 - 60 months on loans above $10,000. As an example, the monthly payment on a loan with 7.99% APR and an 60-month term would be about $20.27 per $1000 financed.

+ Your payment will be 2.75% of your balance at the time of your last advance.
~ Share Secured Loan is 1.75% APR above the rate of instrument, rounded up to the nearest quarter percent.

Applying for a Personal Loan online is easy! Just follow these simple steps:

  1. Log-in to your Net24 Home Banking account at the top right corner of this page. If you are a non-member applying for a loan, you can receive a special log-in to apply for your loan and check your status. Eligibility requirements apply. To determine if you are eligible for membership, please visit our eligibility page. If you do not have a Net24 Home Banking account, you can gain instant access here.
  2. On the top navigation bar, click "Apply For A Loan" and select "Web Loan"
  3. Complete the online application with all relevant information.
  4. Your loan will enter our loan queue and you will be contacted by a loan officer within 1 business day.

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