Perhaps you need money for car repairs or new appliances for your home? Maybe you want to take a dream vacation or save money by consolidating your high-interest credit cards? Whatever the reason, a personal loan from Chesterfield Federal Credit Union is the answer.
A personal loan is for a set amount, repaid over a pre-determined period of time. You can borrow as little as $500 for a few months or as much as $25,000 for up to 60 months.
For a limited time, you may qualify for up to 1.00% APR** off our already low loan rates when you bring your high-rate credit cards and personal loans to Chesterfield Federal Credit Union. You'll save money on interest, and enjoy the convenience of one monthly payment!
Help preserve your standard of living. Whether you're taking out a loan to make home improvements or buy a vehicle, it can be a financial gamble because the unexpected can happen at anytime. You’re betting you won’t lose your job (through no fault of your own), or become disabled (due to injury or illness), or pass away, leaving your family responsible for your loan balance. Life events can cause financial hardship, making bill-paying difficult. You don't want delinquent payments and defaulted loans to cause you to lose your assets, negatively impact your credit rating, or cause financial distress for your family.
CFCU Safety Net* is a voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly occurs. And, simple eligibility requirements ease the enrollment process.
If your loan is protected and a life event happens to you, CFCU Safety Net* will cancel or reduce repayment of your loan debt - helping to lessen worries about paying loans during a time when your income may be reduced or lost and paying other household bills becomes challenging. Protected events include:
Life Plus adds protection for financially-stressful life events such as accidental dismemberment, terminal illness, hospitalization, family medical leave, and the loss of life of a non-protected dependent.
Because each member has different needs, we offer three different options for protection with CFCU Safety Net:
|Signature Loan||8.15%||60 months||Calculator|
|Share Secured Loan ~||2.00%||60 months||Calculator|
|Credit Builder Loan||8.00%||60 months||Calculator|