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Get ready for your next adventure when you get an RV loan from Chesterfield Federal Credit Union

Mountains, the beach and the open road

With an RV, you have the freedom to go anywhere. Let us help you with your journey with our great rates on RV loans. Unlike most lenders, our RV loan rates are the same as our auto loan rate. There is no surcharge or rate increase. Don't wait - finance today and begin your new adventure!

Best of all, you'll enjoy the same great service you've come to expect from Chesterfield Federal Credit Union. Our friendly loan staff can guide you through every step of the process!


There's no better place to finance your next RV loan!

Save For A Limited Time

Apply for your RV loan before February 15th and you'll save an additional .50% APR of your loan rate!  Plus, when you get pre-approved, you'll receive a pair of tickets to the Richmond RV ExpoOpens in New Window!

* Rate discount off of your lowest qualifying rate, with a floor of 1.74% APR. Valid for loan applications submitted 1/28/2019 - 2/16/2019.  Loans must be closed by 2/22/2019 to receive discount.  Approval is not guaranteed and is based on creditworthiness.  Free tickets will be e-mailed upon loan pre-approval. No substitutions.  Membership eligibility is required.

Convenient Payment Options

Chesterfield Federal Credit Union offers many repayment options and competitive terms up to 120 months**. Repay using Net24 Home Banking, Mobile24 Mobile Banking or Dial24 Telephone Banking to transfer funds online or by phone, set up an automatic transfer from your credit union account, or choose a payment book. With no pre-payment penalties, you can pay off your loan as soon as you choose.

** 120 month financing for finance amounts over $45,000.

Protect Yourself

When you finance with Chesterfield Federal Credit Union, you have access to unbeatable savings on a Carfax vehicle history report, Guaranteed Asset Protection (GAP) and Mechanical Repair Coverage (an extended warranty). You can also protect your credit with >payment protection in the event of an illness or loss of employment.

  • Debt Protection
  • Vehicle Protection
  • Rates
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  • Request Info
  • FAQ
Debt Protection

Play it safe with CFCU Safety Net

Help preserve your standard of living. Whether you're taking out a loan to make home improvements or buy a vehicle, it can be a financial gamble because the unexpected can happen at anytime. You’re betting you won’t lose your job (through no fault of your own), or become disabled (due to injury or illness), or pass away, leaving your family responsible for your loan balance. Life events can cause financial hardship, making bill-paying difficult. You don't want delinquent payments and defaulted loans to cause you to lose your assets, negatively impact your credit rating, or cause financial distress for your family.

Protection suited for you

CFCU Safety Net* is a voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly occurs. And, simple eligibility requirements ease the enrollment process.

Protection that matters

If your loan is protected and a life event happens to you, CFCU Safety Net* will cancel or reduce repayment of your loan debt - helping to lessen worries about paying loans during a time when your income may be reduced or lost and paying other household bills becomes challenging. Protected events include:

  • Loss of life, including those caused by acts of war
  • Disability, including those caused by acts of war
  • Involuntary unemployment

Life Plus adds protection for financially-stressful life events such as accidental dismemberment, terminal illness, hospitalization, family medical leave, and the loss of life of a non-protected dependent.

Protection suited for your needs

Because each member has different needs, we offer three different options for protection with CFCU Safety Net:

  • Comprehensive Protects your family in case of loss of life, disability or involuntary unemployment
  • Prepared Protects your family in case of loss of life or disability
  • Thoughtful Protects your family in case of loss of life
Ask your Financial Services Representative about protection with CFCU Safety Net.
* Your purchase of CFCU SafetyNet is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of CFCU SafetyNet.
Vehicle Protection

Protect your vehicle purchase with these optional services

Chesterfield Federal Credit Union offers a variety of add-on products to help you protect your vehicle loan purchase. These products are offered at a tremendous discount from what you might find at the dealership and can be financed into your loan so there are no out-of-pocket expenses.

GAP Insurance

Typically, your vehicle value declines faster than your loan is paid off. If your car is in an accident, you could be responsible for the gap between what you owe and what the insurance company says your car is worth. GAP insurance from Chesterfield Federal Credit Union will cover this difference and provide you with $1000 towards the purchase of a new car when you finance with Chesterfield Federal Credit Union. This superb protection is available for only $349.

Mechanical Repair Coverage

Repair bills can be costly. Protect yourself from unexpected repair bills by purchasing an extended warranty from Chesterfield Federal Credit Union. This coverage can be used at any repair center in the country. Typically, the repair center is paid directly so you don't have to worry about reimbursements. There are no deductibles on any of our plans. Best of all, your coverage is transferable if you sell the car.


Don't run the risk of buying used cars with costly hidden problems. Get a detailed vehicle history report from the Carfax nationwide database within seconds. We offer a Carfax report for only $19.99 in our branches, a significant savings when compared with $39.99 online.

Effective Jan 1, 2020
Vehicle Loans Model Years APR* Term^ Calculator
Car, Boat, RV & Motorcycles1 2019 & newer 2.99% 60 months CalculatorOpens in New Window
Car, Boat, RV & Motorcycles 2019 & newer 3.24% 72 months CalculatorOpens in New Window
Car, Boat, RV & Motorcycles 2019 & newer 3.49% 84 months CalculatorOpens in New Window
Car, Boat, RV & Motorcycles 2013 - 2018 3.49% 60 months CalculatorOpens in New Window
Car, Boat, RV & Motorcycles 2013 - 2018 3.74% 72 months CalculatorOpens in New Window
Car, Boat, RV & Motorcycles 2012 & older 7.49% 60 months CalculatorOpens in New Window
Boats & Recreational Vehicles (RV) 2019 & newer 3.74% 120 months CalculatorOpens in New Window
Boats & Recreational Vehicles (RV) 2013-2018 3.99% 84 months CalculatorOpens in New Window
Boats & Recreational Vehicles (RV) 2013 - 2018 4.24% 120 months CalculatorOpens in New Window
Loan terms & conditions may vary based on amount financed.
* Annual Percentage Rate. Lowest APR available with qualifying credit and automatic payment. A loan floor of 1.74% APR applies. Rate is accurate as of the stated date and may change without notice.
^ As an example, the monthly payment on a loan with 3.24% APR and an 84-month term would be about $13.44 per $1000 financed.


Applying for a loan online is easy! Just follow these simple steps:

Auto Loans & Personal Loans

  1. Log in to your Net24 Home Banking account
  2. Select "Apply For A Loan" from the left column navigation menu
  3. Complete the appropriate application
  4. A Financial Services Representative will contact you within one business day with more information.

First Mortgages

  1. Complete an Mortgage ApplicationOpens in New Window through our recommended mortgage partner's loan site.
  2. Their mortgage specialist will contact you to get more information about your mortgage needs.
Request Info
Your next camping adventure can be closer than you think!