Enjoy the benefits of a credit union credit card, even if you have less-than-perfect credit. A Secured Visa card allows you to rebuild your credit with on-time payments while keeping the benefits of a Visa card.

Secured Visa Card

Build your credit with a Secured Visa card

Chesterfield Federal Credit Union is the best place to start rebuilding your credit.  Don't get fooled with high fees and rates with other rebuilding cards.  Our Secured Visa card has no annual fee, and a low rate of 13.9% APR. 

Your Secured Visa card will work just like a regular credit card.  Your credit limit will be based on funds that you provide to us. We will hold these funds in a separate savings account.  After 12 months of on-time payments, we invite you to reapply for a Visa Emerald card.

Secured Visa Benefits

  • No annual fee
  • No balance transfer or cash advance fees
  • Low rate of 13.9% APR
  • Build your credit with on-time payments
Apply today and start rebuilding your credit securely!
Effective Jul 1, 2018
Credit Cards Intro Rate^ APR* Calculator
Secured Visa 13.9% Calculator
Click here for pricing information on Visa Emerald.
Click here for pricing information on our Secured Visa.

^ For 6 months
* Annual Percentage Rate. Lowest APR available with qualifying credit.

Applying for a Visa Secured card online is easy! Just follow these simple steps:

  1. Log-in to your Net24 Home Banking account at the top right corner of this page. If you are a non-member applying for a loan, you can receive a special log-in to apply for your loan and check your status. Eligibility requirements apply. To determine if you are eligible for membership, please visit our eligibility page. If you do not have a Net24 Home Banking account, you can gain instant access here.
  2. On the top navigation bar, click "Apply For A Loan" and select "Web Loan"
  3. Complete the online application with all relevant information.
  4. Your loan will enter our loan queue and you will be contacted by a loan officer within 1 business day.

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