Chesterfield Federal Credit Union offers members the best card for college students to begin building their credit history.

Begin your credit history with a Student Visa

Starting your credit history can be tough. Don't let your first credit card trap you with high rates and fees. Our Student Visa gives you rates as low as 8.9% APR with no annual fee. Unlike most student cards, your card earns you rewards with CURewards. That's because your Student Visa is our Visa Emerald card - the best card in the market.

Student Visa Benefits

  • No annual fee
  • No balance transfer or cash advance fees
  • Credit limit starts at $500
  • Rates as low as 8.9% APR
  • Earn 1 point for every $1.00 spent with CURewards
  • Check out faster with PayWave contactless technology
  • Keep your card secure with CardLock
  • Express yourself with Design Your Own Card
  • Start building your credit with the best card in the market


  • The student or parental joint applicant must have $400.00 in disposable income
  • Proof of income is required for all applicants
  • Clean credit is required for student. If parental joint applicant is included, clean credit for the joint applicant is also required
  • Must be a full time college student
Apply today and build your credit!
Effective Jul 1, 2018
Credit Cards Intro Rate^ APR* Calculator
Visa Emerald 3.9% 8.9% Calculator
Click here for pricing information on Visa Emerald.
Click here for pricing information on our Secured Visa.

^ For 6 months
* Annual Percentage Rate. Lowest APR available with qualifying credit.

Applying for a Student Visa online is easy! Just follow these simple steps:

  1. Log-in to your Net24 Home Banking account at the top right corner of this page. If you are a non-member applying for a loan, you can receive a special log-in to apply for your loan and check your status. Eligibility requirements apply. To determine if you are eligible for membership, please visit our eligibility page. If you do not have a Net24 Home Banking account, you can gain instant access here.
  2. On the top navigation bar, click "Apply For A Loan" and select "Web Loan"
  3. Complete the online application with all relevant information.
  4. Your loan will enter our loan queue and you will be contacted by a loan officer within 1 business day.
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