We're here for you with every purchase. Visa Emerald protects you and your purchases with coverages available at no cost to you.

The best protection for your Visa Emerald purchases

You shouldn’t have to pay extra to protect your purchases. That’s why you are automatically enrolled in 10 different insurances and protections at no cost to you as a Visa Emerald cardholder. These protections can guard your purchases, extend your warranty and provide you assistance and peace of mind when you travel.

Auto Rental Collision Damage Waiver

Covers damage due to theft or collision up to the actual cash value of most rental vehicles.

Coverage Amount: Up to the actual cash value of the rental vehicle.
How To File A Claim: Contact the Benefit Administrator at 1-800-VISA-911

View the terms and conditions for these coverages

Hotel Motel Burglary Reimbursement

Covers personal property stolen from your hotel/motel room when you pay for the room with your Visa Emerald card.

Coverage Amount: Up to $1,500 per incident
How To File A Claim: Contact the Benefit Administrator at 1-800-554-1275

View the terms and conditions for these coverages

Lost Luggage Reimbursement

Covers the contents of lost checked baggage when you purchase the ticket with your Visa Emerald card.

Coverage Amount: Up to $1,250 per trip
How To File A Claim: Contact the Benefit Administrator at 1-800-757-1274

View the terms and conditions for these coverages

Price Protection

Reimburses the cardholder for the difference in a qualifying product found advertised for less within 60 days of purchase.

Coverage Amount: $250.00/item - $1000.00/year
How To File A Claim: Contact the Benefit Administrator at 1-800-553-7520

View the terms and conditions for these coverages

Roadside Dispatch

Provides cardholders with access to towing, tire changing, jump starting, lockout service, fuel delivery or winching in an emergency.

Member Cost: $59.95 per use
How To Request Service: Contact Visa Roadside Dispatch at 1-800-VISA-TOW

View the terms and conditions for these coverages

Travel & Emergency Assistance

Legal & medical referral assistance, translation assistance, emergency messaging service, pre-trip assistance and more.

Member Cost: No charge for referral or assistance. Other charges may apply.
How To Request Service: Contact the Benefit Administrator at 1-800-992-6029

View the terms and conditions for these coverages

Premium Purchase Security

Provides repair, replacement or reimbursement for covered items purchased with Visa Emerald in the event of theft or damage within 90 days.

Coverage Amount: $10,000 per claim; $50,000 annually
How To File A Claim: Contact the Benefit Administrator at 1-800-553-4820

View the terms and conditions for these coverages

Travel Accident Insurance

Provides accidental death and dismemberment travel coverage when your ticket is purchased using your Visa Emerald card.

Coverage Amount: Up to $500,000
How To File A Claim: Contact the plan administrator by mail at CBSI Enhancement Services 550 Mamaroneck Avenue, Suite 309 Harrison, NY 10528

View the terms and conditions for these coverages

Warranty Manager Service

Allows cardholders to register all of their warranties in one place. For select items purchased with your Visa Emerald card, coverage is doubled, up to one year. Extended coverage is available for purchase.

How To Register: Contact the Benefit Administrator at 1-800-551-8472

View the terms and conditions for these coverages

Emergency Card or Cash Replacement

Provides emergency replacement of your card or emergency cash from your credit line during travel within 24 hours in the United States and 1 business day internationally.

How Request Service: Contact Visa at 1-800-VISA-911

View the terms and conditions for these coverages
Use Visa Emerald for all of your purchases, and you're protected!
 
Home Banking

Find a Branch or ATM