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Join over 12,000 of your fellow Chesterfield County residents and start taking advantage of the benefits of credit union membership!

Become a member of Chesterfield Federal Credit Union

A credit union is a member-owned financial cooperative, democratically controlled by its members, and operated for the purpose of promoting thrift, providing credit at competitive rates, and providing other financial services to its members.

When you open a credit union account, you become part owner, and have one vote annually to help elect the volunteer Board of Directors. You also can take advantage of all of the benefits that come with credit union membership. As a not-for-profit financial cooperative, profits are returned to our members in the form of lower loan rates, higher dividend rates and lower or no fees on products and services.

  • How to Join
  • Who Can Join
How to Join

Opening an account is easy!

We've made it easy to open a new account or add a product or service to your existing membership. You can complete the process at home or at any branch location.

Just follow these simple steps:

Opening a new account


  1. Determine your eligibility
  2. ReadOpens in New Window our account terms & conditions
  3. DownloadOpens in New Window and complete our membership application
  4. Mail the application, along with a $5 opening deposit to:
    Chesterfield Federal Credit Union
    Attn: New Accounts
    P.O. Box 820
    Chesterfield, VA 23832
    Make sure you include a copy of your driver's license. You can also bring your forms & initial deposit to any branch locationOpens in New Window.

Adding a product or service to your account

  1. Sign on to Net24 Home Banking
  2. Select "open new sub-share"
  3. Follow the prompts to open your new service
  4. If you are opening a checking account, please contact usOpens in New Window to ensure your checks and debit cards are ordered.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens any savings, checking or other account, is added as a signer on any account or who signs for a loan.
What this means for you is that when you open any type of account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We will also ask to examine your driver's license or other identifying documents and we will retain copies of documents used to verify your identity.We ask for your understanding as we work to support these efforts to maintain the security of your funds and to protect against terrorist financing. Please speak with a staff member if you have questions or concerns about our identification policies.
Who Can Join

Membership Eligibility

Not everyone is eligible to join Chesterfield Federal Credit Union - you must be connected by a common bond. For us, that involves you or a family member being an employee, student, volunteer or a member of one of these select businesses and organizations.

Eligibility by Association

You or an immediate family member are employed by or retired from

  • Chesterfield County Government
  • Chesterfield County School Board
  • Amelia County Government
  • Amelia County School Board
  • State of Virginia working in Chesterfield or Amelia
  • US Government working in Chesterfield or Amelia
  • Lucy Corr Nursing Home
  • Brandermill Country Club
  • Dominion Aviation Services, Inc.
  • Appomattox River Water Authority
  • TDS Telecom in Amelia County
  • Superior Walls of Central Virginia in Amelia County
  • Heritage Chevrolet
  • EastWest Partners
  • Capital Footcare
  • Mosquito Productions
  • Local News LLC

You or an immediate family member is a student of

  • Chesterfield County Public Schools

You or an immediate family member are a member of

  • Arbor Landing Homeowners Association
  • Brandermill Community Association
  • Queensmill Civic Association
  • Amelia Court House Merchants Association


You or an immediate family member are a resident of

  • Courthouse Senior Apartment
  • Springdale at Lucy Corr Village

You or an immediate family member are a registered volunteer with

  • Chesterfield County Rescue Squad
  • Chesterfield County Fire Department
  • Amelia County Rescue Squad
  • Amelia County Fire Department

Eligibility by Family Relationship

An immediate family member is defined as a spouse, sibling, grandparent, grandchild, parent, stepparent, children whether by blood, marriage or adoption, guardians, current parent-in-law and any other member of the household (those who live in the same residence).

Discover the benefits of Credit Union membership!